Current Mortgage and Refinance Rates

Customized purchase rates

A mortgage prequalification checks your credit history for a confident rate estimate, and doesn’t affect your credit.

Customized refinance rates

Estimate your monthly payments, annual percentage rate (APR), and mortgage interest rate to see if refinancing could be the right move.

Purchase Rates table
Product Interest Rate APR
Jumbo Loans – Amounts that exceed conforming loan limits
7/6-Month ARM Jumbo 5,875% 7,044%
15-Year Fixed-Rate Jumbo 6,000% 6,181%
30-Year Fixed-Rate Jumbo 6,000% 6,120%
Conforming and Government Loans
7/6-Month ARM 6,375% 7,380%
15-Year Fixed Rate 4,750% 5,077%
30-Year Fixed-Rate VA 5,250% 5,570%
30-Year Fixed Rate 5,750% 5,927%

Rates, terms, and fees as of 9/09/2024 10:15 AM Eastern Daylight Time and subject to change without notice.

Refinance Rates table
Product Interest Rate APR
Jumbo Loans – Amounts that exceed conforming loan limits
7/6-Month ARM Jumbo 6,125% 7,178%
15-Year Fixed-Rate Jumbo 6,125% 6,325%
30-Year Fixed-Rate Jumbo 6,250% 6,360%
Conforming and Government Loans
15-Year Fixed Rate 4,875% 5,201%
30-Year Fixed Rate 6,000% 6,178%

Rates, terms, and fees as of 9/09/2024 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information as some rates may include up to 1.0 discount point as an upfront cost to borrowers. Rates for refinancing assume no cash out. Please note we offer additional home loan options not displayed here.


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